What is the Workers Compensation Board?
WCB or the Workers Compensation Board of Alberta, helps injured workers return to their job and feel like themselves again. WCB-Alberta was created by the government to administer the worker’s compensation act for all Alberta’s province workers and employers. Funded for employers, they provide cost-effective disability coverage, along with liability coverage for work-related injuries or illnesses. WCB compensates workers for lost income and helps to coordinate health care, such as physiotherapy, that they made for their work injury. At ProActive Physiotherapy, we are a WCB Approved Clinic. If you are suffering from a work-related injury or illness, don’t hesitate to call us at ProActive Physiotherapy. We have experienced and licensed physiotherapists that are eager to help you back on your feet and get back to your job in no time.
Do I Qualify For Worker Coverage?
Workers’ compensation insurance provides workers with a variety of benefits and services that help them get back to their job safely after an injury occurs. If you are in an industry that is required to have workers’ compensation (almost every industry and/or job) then you qualify for workers’ coverage.
A worker can be anyone who works:
- Full time
- Part-time
- Temporary or casual
- Contract or subcontract
- Volunteers or unpaid workers
What Are the Benefits?
WCB Alberta comes with benefits to help you heal safely and take the necessary precautions and time to get back on your feet so you can get back at your job.
There are 4 different benefits of workers’ coverage:
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Wage Replacement
Refers to replacing lost employment income that you would have otherwise had if you had not suffered the injury or illness. For WCB to pay you wage loss replacement benefits, they will set a compensation rate that is based on the amount of money you were earning at the time of your workplace injury or illness. This amount is generally 90% of your gross employment earnings before taxes or deductions. For example, if you make $75,000 annually, you will get roughly $966 weekly through workers’ compensation.
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Medical Benefits
WCB Alberta will cover any health care treatments you may need to assist you in your work-related injury recovery. This includes physiotherapy. Our physiotherapists at ProActive Physiotherapy are experts in work injuries and will be able to help you recover fast in no time. WCB also covers costs such as prescriptions, dental work, medications, etc.
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Fatality and Survivor Benefits
Losing a loved one to a workplace accident can be tragic. It is often very sudden and is a difficult time for the family. If you have lost your spouse/partner, then WCB Alberta covers partial expenses such as burial, cremation, and memorial services. If your partner died while receiving benefits from WCB then you should contact them to help with receiving further benefits.
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Expense Reimbursement
On occasion, you may need to pay upfront for an expense such as travel expenses, prescriptions, etc, related to your work injury. Then WCB Alberta will be able to reimburse you for these expenses. Visit their official website to find out how you can be reimbursed for your expenses.
If you need any more information or would like to learn more, then please visit the official WCB Alberta website.
Why Is Physiotherapy Important For My Work injury?
Physiotherapy is a safe, normal, and fast way to recover from your work injury in Edmonton. Physiotherapy after a work injury removes the need for potentially dangerous prescription medicines or surgery in many situations. It is effective in treating job injuries for people of all ages. The sooner you get physiotherapy after a work-related injury, the faster you will be able to recover and get back to your job and back to your life. Physiotherapy can help you manage your pain and move more easily by expanding your range of motion. Physiotherapy will also help you reduce the risk of reinjury in the future. Come into ProActive Physiotherapy Edmonton today and let us help you get back on your feet. The faster you come in the better and the easier it will be able to heal without excessive other treatments such as prescription medicines, surgery, etc.
